Exceptional: 800 so you can 850 Pretty good: 740 so you’re able to 799 Good: 670 to help you 739 Fair: 580 to 669 Poor: 300 to 579 step 3. Debt-to-Income Ratio Lenders should make sure homeowners have enough earnings so you’re able to security almost all their costs. Only determining your earnings will most   Read More …